Cookie Policy

What Are Cookies and Tracking Technologies

Cookies are small text files that websites store on your device when you visit them. Think of them as digital sticky notes that help websites remember information about your visit. At carmeluvisto (carmeluvisto.sbs), we use various tracking technologies including cookies, web beacons, and similar tools to enhance your browsing experience and provide personalized services.

These technologies work behind the scenes to collect information about how you interact with our website. They help us understand which pages you visit, how long you stay, and what features you use most frequently. This information allows us to continuously improve our platform and tailor our services to better meet your needs.

Types of Tracking Technologies We Use

• Essential Cookies
  These cookies are absolutely necessary for our website to function properly. They enable core functionality such as security, network management, and accessibility. Without these cookies, services you've asked for cannot be provided. Essential cookies include session management, user authentication, and basic security measures.
• Functional Cookies
  These cookies enable enhanced functionality and personalization. They remember your preferences, language settings, and other customizations you've made to improve your experience. Functional cookies help us provide features like personalized content recommendations and customized dashboard layouts.
• Analytical Cookies
  We use analytical cookies to understand how visitors interact with our website. These cookies collect information about page views, bounce rates, traffic sources, and user behavior patterns. This data helps us identify areas for improvement and optimize our platform's performance.
• Marketing Cookies
  Marketing cookies track your online activity to help us deliver more relevant advertisements and measure the effectiveness of our marketing campaigns. These cookies may be set by third-party advertising partners and are used to build a profile of your interests and show you relevant ads on other websites.

How Tracking Enhances Your Experience

Personalized Learning Journey

Our tracking technologies enable us to create a personalized learning experience tailored to your financial education goals. By understanding your progress through our courses and identifying topics that interest you most, we can recommend relevant content and adjust the difficulty level of materials to match your learning pace.

Improved Platform Performance

We analyze user behavior data to identify bottlenecks and optimize our platform's performance. This includes monitoring page load times, identifying frequently accessed features, and understanding navigation patterns. This information helps us prioritize improvements and ensure our platform runs smoothly for all users.

Enhanced Security Measures

Tracking technologies help us detect and prevent fraudulent activities, unauthorized access attempts, and other security threats. By monitoring unusual patterns in user behavior, we can quickly identify potential security issues and take appropriate action to protect your account and personal information.

Managing Your Cookie Preferences

You have control over how cookies are used on your device. Most web browsers automatically accept cookies, but you can modify your browser settings to decline cookies or alert you when cookies are being sent. Here's how you can manage your cookie preferences:

Browser Settings

Each browser provides different methods for managing cookies. You can typically find cookie settings in the privacy or security section of your browser's preferences. From there, you can choose to block all cookies, allow only first-party cookies, or set up custom rules for specific websites.

Third-Party Opt-Out

For marketing cookies set by third-party advertising networks, you can opt out through industry opt-out pages or by visiting the privacy settings of individual advertising companies. Keep in mind that opting out of marketing cookies doesn't mean you'll stop seeing ads, but they may be less relevant to your interests.

Data Retention and Your Rights

We retain cookie data for varying periods depending on the type of cookie and its purpose. Essential cookies are typically session-based and expire when you close your browser. Functional and analytical cookies may be stored for up to 12 months, while marketing cookies may be retained for up to 24 months.

Your Control Options

You have the right to access, modify, or delete the information we collect through tracking technologies. If you'd like to exercise these rights or have questions about our data practices, please contact us using the information provided below. We're committed to transparency and will respond to your requests promptly.

We regularly review and update our cookie practices to ensure compliance with current privacy regulations and best practices. Our commitment to protecting your privacy includes providing you with clear information about our data collection practices and giving you meaningful choices about how your information is used.